Free tools for trading and money
Calculators, trackers and live data for people who trade, invest and manage their own money.
- Every tool shows the formula it uses
- Every data source is named and linked
- Personal inputs never leave your browser
Browse by type
The same 56 tools, grouped by what kind of thing they are rather than which market.
Apps
Enter your own data once, come back and update it. Stored on your device by default; sync is opt-in where a tool offers it.Net worth tracker
Track every asset and liability, save periodic snapshots and watch a real net worth curve build over time, with a category breakdown. Nothing leaves your browser: no account, no bank link, no upload.
Budget & cash flow tracker
Track recurring income and bills, see your real monthly cash flow and savings rate, and get a heads-up on what is due next. Built-in freelance mode for estimated-tax set-asides.
Personal finance app
Net worth, cash flow, debt, investments, property, goals and retirement, linked in one dashboard instead of eight separate tools. Add an account once and every section sees it. Nothing leaves your browser: no bank link, no account, no upload.
Mortgage payoff calculator
See what an extra payment really saves you, in interest and in years, across every mortgage and rental property loan you own. Tracks real payoff progress too. Nothing leaves your browser.
529 calculator
Track progress toward a college savings goal across as many kids as you have, and see exactly what monthly contribution closes the gap. Not tied to any state's 529 plan.
Asset allocation & rebalancing tracker
Set a target allocation, enter your current holdings, and see exactly how far you've drifted and what to buy or sell to get back on target. Track drift over time.
Rental property tracker
Track cash flow, cap rate and cash-on-cash return across every rental property you own, no bank linking, no account. See real cash flow trend over time.
Equity compensation & RSU vesting tracker
Track RSU vesting across every grant, see what's already vested and what's next, with an after-tax estimate. No account, no app install, works entirely in your browser.
Broker statement analyzer
Drop in an MT4, MT5 or cTrader CSV and get expectancy, profit factor, drawdown, equity curve and per-symbol breakdowns. Parsed in your browser, never uploaded.
Pre-trade checklist
Build your own pre-entry checklist and get a cleared-to-trade signal only when every item passes. Saved in your browser, printable, shareable as a link.
Trading journal
A free trading journal you run in your own browser: log trades and see what your record says, R-multiples, expectancy, profit factor, drawdown, equity curve and breakdowns by setup, session and weekday. No account, nothing uploaded.
Calculators
Put numbers in, get an answer out. Nothing saved between visits.Position size calculator
Risk-based lot sizing across forex, metals, oil, indices and crypto, with account-currency conversion, broker contract conventions and shareable calculation links.
Real wage calculator
Did your raise beat inflation? Compare any two salaries against official BLS consumer price data and see whether you gained purchasing power or quietly lost it.
Coast FIRE calculator
Find your Coast FIRE number, the amount invested today that needs no further contributions to reach a full retirement. Unlike most Coast FIRE calculators, this one subtracts an expected Social Security benefit or pension first.
Personal inflation tracker
The official CPI is a national average. Enter your own monthly spending by category and get your actual personal inflation rate, weighted from official BLS category data.
Amortization calculator
The full payment-by-payment schedule for any loan repaid in instalments: mortgage, car, student or personal. Every payment split into principal and interest, with extra payments and a printable table.
Mortgage calculator
Monthly payment, full amortization schedule and where every dollar goes, starting from this week's real Freddie Mac average rate instead of a number you have to guess at.
Emergency fund & job loss runway calculator
Not just how much to save: how many months your actual emergency fund, severance and unemployment benefits would really cover if the income stopped tomorrow.
RMD calculator
Calculate your required minimum distribution across every IRA and 401(k) you own, see the combined total, and track whether you've taken it. Uses the IRS's own Uniform Lifetime Table.
Savings bond calculator
Track every Series I savings bond you own and see today's value, using the Treasury's own published fixed and inflation rate history. No serial number, no account.
Net worth by age & percentile calculator
Compare your net worth to your age group using the Federal Reserve's own survey data, inflation-adjusted to today's dollars. Save a snapshot to track your percentile over time.
Financial health score calculator
A score out of 100 built from your real savings rate, emergency fund and debt-to-income, not a subjective quiz. Save a snapshot each month to see it change.
US inflation calculator
What any dollar amount since 1913 is worth today, from official BLS consumer price index data, with the purchasing-power view and the compound annual rate.
Options profit calculator
Black-Scholes pricing and greeks with payoff diagrams for calls, puts, spreads, straddles, strangles and iron condors, including breakevens and max profit and loss.
Liquidation price calculator
Where a leveraged crypto position gets force-closed: long or short, isolated or cross, at any leverage and maintenance rate, with the distance to liquidation.
Pivot point calculator
Classic, Fibonacci, Camarilla and Woodie pivots with every support and resistance level, from the previous period high, low and close.
Fibonacci calculator
Retracement and extension levels from any swing high and low, for uptrends and downtrends, with an honest note on what the levels can and cannot tell you.
Pip value calculator
The cash value of one pip for any lot size, in the quote currency and your account currency, across forex, metals, indices and crypto, with editable broker contract sizes.
Margin & leverage calculator
Required margin, the notional a position controls, and your effective leverage, the number that decides how hard a price move lands on your account.
Profit & loss calculator
The cash result of a trade from entry, exit, size and direction, in the quote and your account currency, with the pip move and return on margin.
Risk/reward calculator
Turn an entry, stop and target into the reward-to-risk ratio, the breakeven win rate it requires, and your expectancy per trade.
Compounding calculator
Project how an account grows at a fixed return per period, with the growth curve and the gap between compounding and simple growth. A lesson in the maths, not a forecast.
Risk of ruin simulator
Monte Carlo equity curves from your win rate, risk per trade and reward-to-risk, showing drawdown distribution and probability of ruin.
Currency converter
Daily official ECB reference rates for 30 currencies, with one-year charts and 52-week stats for 40 major and cross pairs.
Carry trade calculator
Major pairs ranked by central bank rate differential, with the annual carry on any position size, and an honest account of why the gap is not free money.
Crypto staking calculator
Nominal staking APY is not what you actually earn: token inflation dilutes it. Compare 4 major proof-of-stake coins by real yield, computed from each protocol's own public formula, not a data vendor.
Prop firm drawdown calculator
Your exact breach level in dollars for static and trailing drawdown rules, how many losing trades you can survive, and the maximum risk per trade that keeps you alive through a losing streak.
Prop firm profit target calculator
Monte Carlo pass probability for any evaluation: your win rate, reward-to-risk and risk per trade against the profit target and drawdown limit, over thousands of simulated challenges.
Profit split calculator
What a funded payout is actually worth: your share at any split, the gross profit needed to recover evaluation and monthly fees, and your true breakeven on the account.
Live Data
Public market and economic data, refreshed on a schedule. No input required.Today in markets (daily brief)
The trading day on one page: releases due in the next 48 hours, the yield curve, crypto sentiment, perp funding extremes and the macro backdrop, assembled from our cached public data.
Economic calendar
Every market-moving release, with the expected direction, a countdown and reminders you can export to your own calendar.
Market hours & session clock
Is the market open right now? Live status and countdowns for NYSE, Nasdaq, London, Tokyo and Hong Kong, the 2026 US holiday calendar and forex session overlaps.
US national debt clock
A live estimate of the US national debt with debt-to-GDP, debt per person, the annual interest bill, the public vs intragovernmental split and 20 years of history, from official Treasury data.
US recession indicators
A scoreboard of five well-known recession signals, the Sahm Rule, yield-curve inversion, recession probability, Chicago Fed activity index and jobless claims, each against its recognised threshold.
US inflation by category
Headline CPI is one number covering nine expenditure groups that rarely agree. See which are above the headline, which are accelerating, and where each sits against its own record since 1990.
How long does a recession last
Every NBER-dated US recession back to 1854 with its length, and the averages that matter: 10.2 months since 1945, against a much longer pre-war record.
Recession Signal Index
The five recession signals split into the one that has actually led recessions and the four that only confirm one is running, with the lead time each managed before every NBER recession since 2001.
Central bank interest rates
Current policy rates for the Fed, ECB, Bank of England, Bank of Canada and RBA, each with its last-change date and the path of moves, from every bank's own official data.
US yield curve & inversion tracker
Is the curve inverted right now? Live 10Y-2Y and 10Y-3M spreads with five years of history, from official Federal Reserve data.
Bitcoin halving countdown
A live estimated countdown to the next Bitcoin halving, with block height, blocks remaining, the reward drop and current BTC market dominance, from public blockchain data.
Perpetual futures dashboard
Funding rates (hourly and annualized), open interest and 24h volume for the top 40 crypto perp markets, refreshed through the day.
Futures contract specs
Tick size, tick value, point value and contract unit for the most-traded CME futures, from ES and NQ to gold, crude, Treasuries and FX. Read from the exchange, not from memory.
Forex market hours
Sydney, Tokyo, London and New York sessions converted to your own timezone, with live open/closed status and a countdown to the next open or close.
Forex correlation matrix
How the major pairs move relative to each other over 30 days, 90 days and a year, from official ECB rates. Shows when two positions are really one bet.
Currency strength meter
Which of the eight majors is leading or lagging, ranked by average move against the basket over 1 day, 1 week or 1 month, from official ECB rates.
Crypto Fear & Greed index
Where crypto sentiment sits on the 0-100 scale right now, against the complete daily history back to 2018, with comparisons, long-run charts and extreme-sentiment stats.
Browse by market
The same tools again, grouped by what they're for.
Risk & Sizing
Size trades and protect the account.Position size calculator
Risk-based lot sizing across forex, metals, oil, indices and crypto, with account-currency conversion, broker contract conventions and shareable calculation links.
Pip value calculator
The cash value of one pip for any lot size, in the quote currency and your account currency, across forex, metals, indices and crypto, with editable broker contract sizes.
Margin & leverage calculator
Required margin, the notional a position controls, and your effective leverage, the number that decides how hard a price move lands on your account.
Profit & loss calculator
The cash result of a trade from entry, exit, size and direction, in the quote and your account currency, with the pip move and return on margin.
Risk/reward calculator
Turn an entry, stop and target into the reward-to-risk ratio, the breakeven win rate it requires, and your expectancy per trade.
Compounding calculator
Project how an account grows at a fixed return per period, with the growth curve and the gap between compounding and simple growth. A lesson in the maths, not a forecast.
Risk of ruin simulator
Monte Carlo equity curves from your win rate, risk per trade and reward-to-risk, showing drawdown distribution and probability of ruin.
Trade Setup
Plan levels, mechanics and review.Broker statement analyzer
Drop in an MT4, MT5 or cTrader CSV and get expectancy, profit factor, drawdown, equity curve and per-symbol breakdowns. Parsed in your browser, never uploaded.
Pre-trade checklist
Build your own pre-entry checklist and get a cleared-to-trade signal only when every item passes. Saved in your browser, printable, shareable as a link.
Trading journal
A free trading journal you run in your own browser: log trades and see what your record says, R-multiples, expectancy, profit factor, drawdown, equity curve and breakdowns by setup, session and weekday. No account, nothing uploaded.
Futures contract specs
Tick size, tick value, point value and contract unit for the most-traded CME futures, from ES and NQ to gold, crude, Treasuries and FX. Read from the exchange, not from memory.
Options profit calculator
Black-Scholes pricing and greeks with payoff diagrams for calls, puts, spreads, straddles, strangles and iron condors, including breakevens and max profit and loss.
Pivot point calculator
Classic, Fibonacci, Camarilla and Woodie pivots with every support and resistance level, from the previous period high, low and close.
Fibonacci calculator
Retracement and extension levels from any swing high and low, for uptrends and downtrends, with an honest note on what the levels can and cannot tell you.
Prop Firm
Pass the evaluation, keep the account.Prop firm drawdown calculator
Your exact breach level in dollars for static and trailing drawdown rules, how many losing trades you can survive, and the maximum risk per trade that keeps you alive through a losing streak.
Prop firm profit target calculator
Monte Carlo pass probability for any evaluation: your win rate, reward-to-risk and risk per trade against the profit target and drawdown limit, over thousands of simulated challenges.
Profit split calculator
What a funded payout is actually worth: your share at any split, the gross profit needed to recover evaluation and monthly fees, and your true breakeven on the account.
FX & Rates
Currencies, carry and positioning.Currency converter
Daily official ECB reference rates for 30 currencies, with one-year charts and 52-week stats for 40 major and cross pairs.
Forex market hours
Sydney, Tokyo, London and New York sessions converted to your own timezone, with live open/closed status and a countdown to the next open or close.
Carry trade calculator
Major pairs ranked by central bank rate differential, with the annual carry on any position size, and an honest account of why the gap is not free money.
Forex correlation matrix
How the major pairs move relative to each other over 30 days, 90 days and a year, from official ECB rates. Shows when two positions are really one bet.
Currency strength meter
Which of the eight majors is leading or lagging, ranked by average move against the basket over 1 day, 1 week or 1 month, from official ECB rates.
Crypto
Perps, leverage and sentiment.Bitcoin halving countdown
A live estimated countdown to the next Bitcoin halving, with block height, blocks remaining, the reward drop and current BTC market dominance, from public blockchain data.
Perpetual futures dashboard
Funding rates (hourly and annualized), open interest and 24h volume for the top 40 crypto perp markets, refreshed through the day.
Liquidation price calculator
Where a leveraged crypto position gets force-closed: long or short, isolated or cross, at any leverage and maintenance rate, with the distance to liquidation.
Crypto staking calculator
Nominal staking APY is not what you actually earn: token inflation dilutes it. Compare 4 major proof-of-stake coins by real yield, computed from each protocol's own public formula, not a data vendor.
Crypto Fear & Greed index
Where crypto sentiment sits on the 0-100 scale right now, against the complete daily history back to 2018, with comparisons, long-run charts and extreme-sentiment stats.
Markets & Macro
Live economic data and dashboards.Today in markets (daily brief)
The trading day on one page: releases due in the next 48 hours, the yield curve, crypto sentiment, perp funding extremes and the macro backdrop, assembled from our cached public data.
Economic calendar
Every market-moving release, with the expected direction, a countdown and reminders you can export to your own calendar.
Real wage calculator
Did your raise beat inflation? Compare any two salaries against official BLS consumer price data and see whether you gained purchasing power or quietly lost it.
Coast FIRE calculator
Find your Coast FIRE number, the amount invested today that needs no further contributions to reach a full retirement. Unlike most Coast FIRE calculators, this one subtracts an expected Social Security benefit or pension first.
Net worth tracker
Track every asset and liability, save periodic snapshots and watch a real net worth curve build over time, with a category breakdown. Nothing leaves your browser: no account, no bank link, no upload.
Budget & cash flow tracker
Track recurring income and bills, see your real monthly cash flow and savings rate, and get a heads-up on what is due next. Built-in freelance mode for estimated-tax set-asides.
Personal finance app
Net worth, cash flow, debt, investments, property, goals and retirement, linked in one dashboard instead of eight separate tools. Add an account once and every section sees it. Nothing leaves your browser: no bank link, no account, no upload.
Personal inflation tracker
The official CPI is a national average. Enter your own monthly spending by category and get your actual personal inflation rate, weighted from official BLS category data.
Amortization calculator
The full payment-by-payment schedule for any loan repaid in instalments: mortgage, car, student or personal. Every payment split into principal and interest, with extra payments and a printable table.
Mortgage calculator
Monthly payment, full amortization schedule and where every dollar goes, starting from this week's real Freddie Mac average rate instead of a number you have to guess at.
Mortgage payoff calculator
See what an extra payment really saves you, in interest and in years, across every mortgage and rental property loan you own. Tracks real payoff progress too. Nothing leaves your browser.
529 calculator
Track progress toward a college savings goal across as many kids as you have, and see exactly what monthly contribution closes the gap. Not tied to any state's 529 plan.
Asset allocation & rebalancing tracker
Set a target allocation, enter your current holdings, and see exactly how far you've drifted and what to buy or sell to get back on target. Track drift over time.
Rental property tracker
Track cash flow, cap rate and cash-on-cash return across every rental property you own, no bank linking, no account. See real cash flow trend over time.
Emergency fund & job loss runway calculator
Not just how much to save: how many months your actual emergency fund, severance and unemployment benefits would really cover if the income stopped tomorrow.
Equity compensation & RSU vesting tracker
Track RSU vesting across every grant, see what's already vested and what's next, with an after-tax estimate. No account, no app install, works entirely in your browser.
RMD calculator
Calculate your required minimum distribution across every IRA and 401(k) you own, see the combined total, and track whether you've taken it. Uses the IRS's own Uniform Lifetime Table.
Savings bond calculator
Track every Series I savings bond you own and see today's value, using the Treasury's own published fixed and inflation rate history. No serial number, no account.
Net worth by age & percentile calculator
Compare your net worth to your age group using the Federal Reserve's own survey data, inflation-adjusted to today's dollars. Save a snapshot to track your percentile over time.
Financial health score calculator
A score out of 100 built from your real savings rate, emergency fund and debt-to-income, not a subjective quiz. Save a snapshot each month to see it change.
US inflation calculator
What any dollar amount since 1913 is worth today, from official BLS consumer price index data, with the purchasing-power view and the compound annual rate.
Market hours & session clock
Is the market open right now? Live status and countdowns for NYSE, Nasdaq, London, Tokyo and Hong Kong, the 2026 US holiday calendar and forex session overlaps.
US national debt clock
A live estimate of the US national debt with debt-to-GDP, debt per person, the annual interest bill, the public vs intragovernmental split and 20 years of history, from official Treasury data.
US recession indicators
A scoreboard of five well-known recession signals, the Sahm Rule, yield-curve inversion, recession probability, Chicago Fed activity index and jobless claims, each against its recognised threshold.
US inflation by category
Headline CPI is one number covering nine expenditure groups that rarely agree. See which are above the headline, which are accelerating, and where each sits against its own record since 1990.
How long does a recession last
Every NBER-dated US recession back to 1854 with its length, and the averages that matter: 10.2 months since 1945, against a much longer pre-war record.
Recession Signal Index
The five recession signals split into the one that has actually led recessions and the four that only confirm one is running, with the lead time each managed before every NBER recession since 2001.
Central bank interest rates
Current policy rates for the Fed, ECB, Bank of England, Bank of Canada and RBA, each with its last-change date and the path of moves, from every bank's own official data.
US yield curve & inversion tracker
Is the curve inverted right now? Live 10Y-2Y and 10Y-3M spreads with five years of history, from official Federal Reserve data.
Release countdowns
Live countdowns to the US data releases that move markets, with dates and prior readings.
How these tools are built
Every calculator states the formula behind it and works through a real example, so you can check the arithmetic instead of trusting a black box. Where a tool uses data, the provider is named and linked on the page, along with how current that data is.
Wherever the maths allows, calculations happen entirely in your browser. Nothing you type is sent to a server or stored, so you can size a position without handing over your account balance.
These tools are for information and education. They are not financial advice and not a recommendation to buy or sell anything. Trading carries risk, including losing more than you put in. Maintained by Joey van Diest; corrections to [email protected].